If are undergoing that too with your full effort and if you gain nothing out of it then it becomes useless. Doing credit repair that with full efforts always counts.
There are some minor steps that you may like to follow to balance your effort in repairing the credits. This includes
ü Opening of a fresh revolving account. Nothing can shoot up your credit scorer faster than the new credit cards. However, be careful while you mange those new accounts do keep a balance.
ü Do manage your balance to limit ratios and for this, you have to make your payments on time. This is a relationship that is maintained between your balance and your account limit as they are reported to credit bureaus.
ü Turning yourself into an authorized user. This technique is able to produce dramatic score that can shoot up you key to success. The factor that is able to determine how much of boost you need in your score depends on three factors- donor account, payment history, and the way donor is going to manage their balance. best accounts are generally three years old and never had low payments and have consistently low balance.
ü Get rid of bogus collections, these accounts may include debts that were previously paid or settled but somehow can revive the debts and often referred as zombie debt. These can be challenged at times and can be removed through credit bureau disputes and debt validation.
ü Erasing the errors is needed to make your credit report appear clean from every prospective. Credit reporting errors are quite common and for many few disputes can let them change their complete credit report. Bureaus can be stubborn but you have to put the fight to get everything right back in the proper place.
This is how you can turn your efforts fruitful or else it will be a waste of time. On the other hand, do get the help of credit repair company for expert and professional handling of your debts.